How to Save Money
Saving Tips from Prudent Minds
"The wisdom of the prudent is to give thought to their ways" - Proverbs 14:8
Prudence has been recognised as a virtue for thousands of years. This web site is dedicated to helping you develop this virtue to ultimately reward you with a better life.
These guides have been written with the objective of making it easy to understand how to save money. We aim to provide comprehensive information so that financial products can be selected on more than just price alone.
Credit Card Special
With the recent changes in the world of credit cards we have refreshed our focus on
how to transfer credit card debts and
what's the chance of writing off your credit card debts. You can still take advantage of up to 5% cashback from certain credit cards if you are looking for a high percentage cashback card.
New - Car Loan Calculator
We have been busy developing new calculators to help you work out your finances. The latest addition is our car loan calculator which makes the job of working out what car you can afford much easier.
FREE Financial Guides
We have sourced a provider of some fantastic Financial Guides which are free to you as a user. These guides offer detailed advice on a range of subjects such as Child Trust Funds and SIPP Pensions as well as many more.
To see the full range of guides available at NO COST to you, follow our link to
Prudent Minds Free Fincial Guides
Featured Articles
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Make good money selling old CDs and DVDs - 27th January, 2012
Christmas spending can wipe you out for the first part of January, perhaps slightly in to February and in the worse cases the festive season can make a dent in your bank balance way in to March. You do not have time to get an extra job, so why not sell some of the things you no longer want or need...
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Financial Management, Savings and Retirement Planning - 12th January, 2012
With even tougher times expected in 2012 there has never been a better time to organise your finances. As the perilous global economic situation continues, it has never been more important to manage your money...
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New Plans to 'Streamline' Bankruptcy Announced - 17th November, 2011
The Insolvency Service has reported that Edward Davey, the Business Minister, has announced proposals to 'streamline' the bankruptcy process, which could make it easier for individuals and businesses with serious debt problems to get help...
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Top Tips for Shopping for Illness and Life Insurances - 14th November, 2011
In today’s world of price comparison sites, and with everyone from your Post Office to your local supermarket offering to sell you the ‘cheapest insurance’ on the planet, shopping for insurance can be a real minefield...
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10 Top Money Saving Tips - Leisure - 27th October, 2011
Time to save! As the UK economy shows no immediate signs of recovery here are 10 top money saving tips enabling you to still enjoy life while not breaking the bank.
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Valuing the Contents of Rental Property for Landlords - 27th October, 2011
"How best to value the contents of your rental property in order to get the right insurance". Joining the world of landlords is both an exciting and nerve-wracking process. Taking on your first rental property can bring great rewards...
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How To Get The Best Possible Motorbike Insurance Deal - 30th August, 2011
Some people may be under the impression that motorbike insurance is expensive and difficult to obtain, but there are some simple measures that you can take in order to find a great deal and bring down your monthly payments...
Latest news
- Lovemoney.com identifies the 'best balance transfer credit card' - 26th February, 2010
Britons who are paying interest on outstanding credit card debt have been told it "makes sense" to move that debt onto a zero per cent balance transfer credit card.
Serena Cowdy of lovemoney.com stated that the Virgin Money credit card is the best on the UK market, provided consumers are aware of how to use the balance transfer card product... - NAPF wants government to simplify reforms to personal pension plans - 25th February, 2010
An industry lobby group has called on the government to cut generous tax breaks on wealthy personal pension plan holders in the next budget.
The National Association of Pension Funds (NAPF) claimed that by slashing tax breaks the exchequer would save millions of pounds, while it would also simplify complex rules on saving which are due to be enforced in 2011... - Moneysupermarket.com's loan information figures reveal overdraft crisis - 25th February, 2010
New loan information figures have revealed that five million adults in Britain are permanently in their overdraft.
According to moneysupermarket.com, ten per cent of the British adult population are always in the red with their banks... - Lovemoney.com advises borrowers to consider a balance transfer credit card - 24th February, 2010
Britons have been advised that taking out a zero per cent balance transfer credit card could be an effective method of tackling the problem of interest charges.
According to a new study by the money education charity Credit Action, interest charges make up an enormous percentage of many consumers' outgoings... - Standard Life claims personal pension plan holders are not claiming full tax relief - 24th February, 2010
Many Britons saving through personal pension plans are only receiving half of the tax relief they are entitled to, Standard Life has claimed.
The provider stated that the onus is on the individual personal pension plan holder to re-claim higher rate relief provided they are eligible.
It has been alleged that some Britons miss out on these benefits because of apathy, while others simply do not realise that the responsibility rests with the individual... - Lending market experiences quiet 2009, according to BBA loan information figures - 23rd February, 2010
- Expert says SIPPs are not necessarily the best savings option - 23rd February, 2010
- Loan information research reveals negative effect of money woes - 22nd February, 2010
- Pre-Budget report damages the SIPP market - 22nd February, 2010
- Balance transfer credit card deals signal economic recovery - 19th February, 2010
