How to Save Money
Saving Tips from Prudent Minds
"The wisdom of the prudent is to give thought to their ways" - Proverbs 14:8
Prudence has been recognised as a virtue for thousands of years. This web site is dedicated to helping you develop this virtue to ultimately reward you with a better life.
These guides have been written with the objective of making it easy to understand how to save money. We aim to provide comprehensive information so that financial products can be selected on more than just price alone.
Credit Card Special
With the reason changes in the world of credit cards we have refreshed our focus on how to transfer credit card debts and what's the chance of writing of your credit card debts. You can still take advantage of up to 5% cashback from certain credit cards if you are looking for a high percentage cashback card.
New - Car Loan Calculator
We have been busy developing new calculators to help you work out your finances. The latest addition is our car loan calculator which makes the job of working out what car you can afford much easier.
Featured News Articles
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AXA launches auto insurance iPhone app - 29th December, 2009
Auto insurance customers have received a boost after AXA confirmed that it has launched a new iPhone app to provide support in the event of a car accident.
The insurer conducted research which found that a worryingly high 66 per cent of drivers are unsure about what action to take if they are involved in a collision with another vehicle... -
Bank Santander offers zero per cent balance transfer credit card - 22nd January, 2010
Santander has announced plans to reward existing customers with the launch of a new zero per cent balance transfer credit card.
The Spain-based retail and commercial bank has recently (19th January) made the zero current account available to its current account holders...
Latest news
- Lovemoney.com identifies the 'best balance transfer credit card' - 26th February, 2010

Britons who are paying interest on outstanding credit card debt have been told it "makes sense" to move that debt onto a zero per cent balance transfer credit card.
Serena Cowdy of lovemoney.com stated that the Virgin Money credit card is the best on the UK market, provided consumers are aware of how to use the balance transfer card product... - NAPF wants government to simplify reforms to personal pension plans - 25th February, 2010

An industry lobby group has called on the government to cut generous tax breaks on wealthy personal pension plan holders in the next budget.
The National Association of Pension Funds (NAPF) claimed that by slashing tax breaks the exchequer would save millions of pounds, while it would also simplify complex rules on saving which are due to be enforced in 2011... - Moneysupermarket.com's loan information figures reveal overdraft crisis - 25th February, 2010

New loan information figures have revealed that five million adults in Britain are permanently in their overdraft.
According to moneysupermarket.com, ten per cent of the British adult population are always in the red with their banks... - Lovemoney.com advises borrowers to consider a balance transfer credit card - 24th February, 2010

Britons have been advised that taking out a zero per cent balance transfer credit card could be an effective method of tackling the problem of interest charges.
According to a new study by the money education charity Credit Action, interest charges make up an enormous percentage of many consumers' outgoings... - Standard Life claims personal pension plan holders are not claiming full tax relief - 24th February, 2010

Many Britons saving through personal pension plans are only receiving half of the tax relief they are entitled to, Standard Life has claimed.
The provider stated that the onus is on the individual personal pension plan holder to re-claim higher rate relief provided they are eligible.
It has been alleged that some Britons miss out on these benefits because of apathy, while others simply do not realise that the responsibility rests with the individual... - Lending market experiences quiet 2009, according to BBA loan information figures - 23rd February, 2010
- Expert says SIPPs are not necessarily the best savings option - 23rd February, 2010
- Loan information research reveals negative effect of money woes - 22nd February, 2010
- Pre-Budget report damages the SIPP market - 22nd February, 2010
- Balance transfer credit card deals signal economic recovery - 19th February, 2010
