About Prudent Minds

Contact Information

Prudent Minds is run by Venturonet Ltd, the main aim of Prudent Minds is finding how to save you money but also helps you choose financial and insurance products.

Please note that Venturonet Ltd does not offer products for sale or have contact details for the merchants advertised on site. If you need to contact a merchant directly, please follow the merchant advertisement to the merchants own website. Please contact Venturonet Ltd regarding the website.

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Terms and Conditions


Please read these terms and conditions in full before using the Prudent Minds website


  • "we", "us" and "our" means Venturonet Ltd who own and operate the Prudent Minds web site (referred to as "the site")
  • "you" means the person using the Site.


The Site provide information on how to save money on purchases and services such as insurance and financial related products. These terms and conditions do not effect the terms and conditions of the web sites we link to. Any concerns or complaints about retailers advertised on Prudent Minds should be addressed directly to the retailer.
Each advertisement is provided by Google Adsense. As such, we are not in control of the web sites advertised, the content describing these web sites or the content of the sites we link to.
Any information on the site should be checked by consulting with experts who are authorised to give information on that subject. We are not authorised to offer advice. You should not act on any information given within the sites without checking the accuracy of the advice with independent sources and with the companies involved.

Limit of liability

The presence of a retailer on any of our sites is not in any way a warranty by us that the retailer will conduct itself appropriately under any agreement you undertake. The goods or services offered by the retailer are not endorsed or approved by ourselves.

We give no warranty of any kind, express or implied. All warranties or conditions which would be implied by law are expressly excluded. We will not be liable for any loss of profit, income or business opportunity or any other direct or indirect loss which results from use of or unavailability of our service.


All site material, design, graphics and content are protected by international copyright laws and must not be reproduced in any form, in full or in part without our express permission. This excludes actual advertisements that may be protected by the sites linked to themselves.

Links to other websites

We have no control over the content of websites we link to. You agree that you use these websites at your own risk. We accept no responsibility for their content or your use of these web sites. You agree that we will not be held responsible for any loss or damage occurring as a result of using these links.

Governing law

These terms and conditions are governed by the laws of England and Wales. You agree that the English court shall have exclusive jurisdiction.

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Privacy Policy

About Us

This is a privacy policy for Venturonet Ltd. We invite you to contact us if you have questions about this policy. Please contact us.

Dispute Resolution and Privacy Seals

We have no privacy seals or other assurance mechanisms.

Additional Information

This policy is valid until 1 Jan, 2010 at 12:00:00 GMT.

Data Collection

P3P policies declare the data they collect in groups (also referred to as "statements"). This policy contains 4 data groups. The data practices of each group will be explained seperately.

Group "Basic information"

We collect the following information:

  • Click-stream data
  • HTTP protocol elements

This data will be used for the following purposes:

  • Completion and support of the current activity.
  • Web site and system administration.
  • Research and development.

This data will be used by ourselves and our agents.

The following explanation is provided for why this data is collected:

Data collected from all Web users: access logs, and search strings (if entered).

Group "Cookies"

At the user's option, we will collect the following data:

  • HTTP cookies

This data will be used for the following purposes:

  • Research and development.
  • One-time tailoring.

This data will be used by ourselves and our agents.

The following explanation is provided for why this data is collected:

Cookies are used to track visitors to our site, so we can better understand what portions of our site best serve you.


Cookies are a technology which can be used to provide you with tailored information from a Web site. A cookie is an element of data that a Web site can send to your browser, which may then store it on your system. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it.

Our site makes use of cookies. Cookies are used for the following purposes:

  • User targeting
  • Research and development

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