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Tips for Making an Accident Claim



Accident claims are one of the most common types of compensation that are sought out within the UK. Those who have suffered from an accident will be looking to gain compensation for pain and suffering caused as a result, as well as to cover medical expenses and any bills, such as travel expenses, medical fees and possibly in-house care.

To make sure that you receive all the compensation you are entitled to, follow our top 5 tips for making an accident claim.

Contact the police if required

If it is yourself or someone else that is injured it is important to report the accident to the police, if required, depending on the type of accident that you have been involved in. For example, if you are involved a road traffic accident you may be legally obliged to report the matter to the Police as soon as possible, giving them as much information as you can. By doing this you will be providing a statement of the events as you saw them happen, as opposed to relying on someone else’s account which may be inaccurate.

Take details

Take details of all the parties involved as soon after the accident as possible. You should consider noting down full names and addresses, registration plate numbers and personal descriptions of those involve in the accident, along with any witness statements, as these could always be useful in the future if needed.

It is a legal requirement that anyone involved in certain types of accidents (for example road traffic accidents) must supply contact details if requested – if anyone refuses to provide you with their details then it is recommended you contact the police for assistance in the matter. However, it is always useful to gather the contact details of all involved parties and witnesses to the accident for future reference, whatever the accident claim type.

Seek Medical Help

Even if you only feel mild pain or discomfort after your accident it is important to secure an appointment with your GP as soon as possible. Often people will choose to take pain killers as opposed to seeking medical advice as this seems the easier option in the short term. However, by visiting your GP you will have documented evidence and medical reports of the accident and any injury sustained, which can be critical when filing accident claims. If any pain from your accident becomes worse throughout the day, you may also want to consider visiting the Accident and Emergency Department at your local hospital to obtain a full diagnosis.

Make sure to keep any documentation provided by your medical professional and insist on some form of report to contribute to evidence for your claim.

Keep a diary and photographic evidence

A useful way to report the progression of your injury claim is by keeping a diary and taking photographs to support your evidence. Begin your diary as soon as possible and start to write down everything that you can remember from before, during and after the accident.

You can include details such as the time and the location, what you were doing, who was with you and what was happening around you. If possible, include what you can remember during the accident, such as noises and specific pains.

After the accident keep note of how you feel in your day to day life, including when your pain is at its worst and how it has affected your sleep, work, day to day activities and relationships.

Be professional

As a general note remember to be as polite and professional as possible during the whole process of placing accident claims. While at times this can be testing, being co-operative with all parties involved will reflect well on you and on your claim.



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