Car Purchasing Tips


Continued from Car Purchasing.

Practicality

Look at what you will be using the car for most. If this is taking the kids to and from school then a 2 seat sports car is not going to be a good option. This may be a very obvious and possibly ridiculous statement but people can find themselves getting carried away with the look of a car. To be serious, nuying a 2 door car rather than a 4 door can prove to be a real pain when people are having to climb over, and one of the front passengers keeps on having to get out of the car to let the people in the back out. Also, if you have younger children, leaning in the back to put children in and out of car seats is not good for your back!

Reliability

Don't assume that in this day and age all cars will be reliable as they are not. There are lots of places which provide full impartial details about the car you are looking to buy, use them, check the details and listen to the facts and figures they state as, as a general rule they are pretty much spot on. If you are still unsure, ask a mechanic to have a look at the car or ask a company such as the AA to conduct a vehicle inspection and/or run a data check. Even though this carries a small cost, it might be worth it in the long run, rather than being faced with a hefty repair bill.

Insurance

Do an insurance enquiry before putting a deposit on a car. You might think that you will be fine getting insured at a reasonable price, until you really start looking and realise that actually your insurance is going to cost a fortune. This leaves you with the decisions of either loosing your deposit by backing out of the deal, or paying a fortune to drive your car. Best to avoid this situation and before you even look or test drive the car you fancy buying next check out how much you will be paying.

Driving Ability

If you have not long since passed your test don't run out and buy a high powered car (even if you can afford the insurance) as being an inexperienced driver you are much more likely to have a bump. If this results in writing your car off then the insurance on your next car could be through the roof.

Depreciation

Try and make a wise investment where you car is concerned especially if you change your car quite frequently as you don't want to lose lots of money each time you sell. Go for a car which looks to hold its value. This can be researched by looking at the same type of car 'x' years older (judge the years on how long you would normally keep your car) with the mileage you will expect to have clocked up on the one you are looking at. Compare the retail price to that of the one you are looking to buy now. Another way is to invest in a Parkers Guide and again look at the car you have in mind and check back to older models.

Credit

As with any other part of your car purchase do your research and know what rates are on the market for the amount and type of credit you would need. By all means ask the dealer to provide you with a quote and if you feel that you can get accepted at a better rate, then say so, don't just walk away. If they know that they could lose the deal just because of a few pounds then they may even try to beat the quote you have had which would be much more convenient and probably quicker for you.

Safety

Check the safety rating on the car you are looking to buy, if it really isn't good and this is of great importance to you then go back to the drawing board. You might even find a car which you like better after doing just a bit more research.

Other Drivers Experiences

Review sites are particularly helpful when looking to purchase a car as they are often written by owners and so you get a full review, rather than a quick test type review. You will read about quirks the car may have and what you really should expect! This does not mean what you read will be negative, it could be totally the opposite and it may confirm that this is the car of your dreams!

Continued from Car Purchasing.


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