Cheap Loan Calculator


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The following loan calculator is provided for educational purposes. The idea is to try altering the loan parameters to see the effect on monthly repayments and the total cost of the loan. We recommend only altering one parameter at s time so you can see the effect the alteration has on making the loan cheaper or more expensive. Here are a few suggested tests:

  1. Alter the repayment period by adding an extra year
  2. Alter the repayment period by deducting a year
  3. Increase the interest rate by 1%
  4. Decrease the interest rate by 1%
  5. Increase the loan amount by £1,000
  6. Decrease the loan amount by £1,000

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