Cheapest Car Insurance Locations


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1 = Lowest Risk Areas
6 = Higher Risk Areas

You postcode can effect the premium you are charged not only for Car Insurance, but for Home Insurance also. Here are some Car Insurance Examples,where you also need to keep in mind that in some of the Higher risk areas steps must be taken to make sure that vehicles are actually locked away, ie: in a garage. So be aware that some insurance companies may state this in their Terms and Conditions and to be covered on your insurance policy this must be done.

AB Aberdeen
10-16, 21-25, 30-39, 41-45, 51-56 = 1

AL St Albans
1, 7 = 3
2-3, 8-10 = 4
4-6 = 2

B Birmingham
1-21 = Refer
23-26, 36, 70 = 5
27, 29, 31-35, 37-38, 42-44, 66-69, 71 = 4
28, 30, 40, 46-47, 62-63, 72-77, 79 = 3
45, 48-50, 60, 64, 65, 78, 90-98 = 2
61, 80 = 1

BA Bath
1-2, 5, 6, 8, 11-14 = 2
3, 7, 9-10, 15-16, 20-22 = 1
4 = 3

BB Blackburn
1, 4-5, 8, 10, 12, 18 = 4
2-3, 11 = 5
6, 9 = 3
7 = 2

BD Bradford
1, 3, 4, 7 = Refer
2, 9, 10 = 6
5, 11, 15, 19, 21 = 4
6, 8, 12-14, 16-18, 20, 22 = 5
23-24 = 1

BH Bournemouth
1-5 = 3
6-7, 11, 13, 15, 17-18, 25 = 2
8-10, 12, 14, 16, 19-24, 31 = 1

BL Bolton
0-2, 6 = 5
3-5, 7-9 = 6

BN Brighton
1-3 - 4
5-8, 13-14, 17, 24, 27, 41-42, 44-45 = 1
9-12, 15-16, 18, 21-23, 25-26, 43 = 2
20 = 3

BR Bromley
1, 3-5, 7 = 5
2 = 4
6, 8 = 3

BS Bristol
1, 3, 5, 11 = 5
2 = Refer
4, 6-7, 10 = 4
8-9, 13-16, 23, 30, 32, 34-35 = 3
20, 22, 24-25, 29, 31, 39, 40-41 = 2
21, 26-28, 36-37, 48-49 = 1

CA Carlisle
1-3, 5, 7, 13, 18-21, 23-24, 26-27 = 2
4, 6, 8-12, 15-17, 22, 25 = 1
14, 28 = 3

CB Cambridge
1, 5, 9 = 2
2-4, 6-8, 10-11 = 1

CF Cardiff
3, 15, 42, 61-62, 71-72 = 5
5, 10-11, 14, 23-24, 63-64 = 6
31-41, 43-48, 81-83 = 4

CH Chester
1, 64-66 = 3
2-8 = 2
41-42, 44 = 6
43, 45-46 = 5
47-49, 60-63 = 4

CM Chelmsford
0, 2, 4, 8-9, 11-12, 17 = 2
1, 3, 6-7 = 1
5, 13-14, 16, 20-24 = 3
15, 18 = 4
19 = 5

CO Colchester
1 = 3
2-3, 5, 8, 10, 15-16 = 1
4, 6-7, 9, 11-14 = 2

CR Croydon
0, 4, 7 = 6
8-9 = 5
3, 5-6 = 4

CT Canterbury
1-2, 4, 6, 8-12, 16-17, 19-20 = 3
3, 5, 7, 14, 18 = 2
13, 15, 21 = 1

CV Coventry
1-3, 6 = 5
4-5, 7, 11-12 = 4
8-10 = 3
13, 21-23, 31-34, 47 = 2
35-37 = 1

CW Crewe
1, 3, 5, 7, 9 = 2
2, 4, 6, 8, 10-11 = 1
12 = 3

DA Dartford
1, 5, 7, 9, 10 = 5
2-3, 6, 11-13 = 4
4 = 3
8, 14-18 = 6

DD Dundee
1-3 = 4
4 = 3
5-10 = 1
11 = 2

DE Derby
1, 3, 22, 55 = 3
4, 12, 14-15, 45 = 1
5-7, 11, 13, 56, 65, 72-75 = 2
21, 23-24 = 4

DG Dumfries
1-2 = 2
3-14, 16 = 1

DH Durham
1-3, 8 = 4
4 = 5
5 = 6
6-7, 9 = 3

DL Darlington
1, 15 = 4
2-5, 14, 16-17= 3
6-13 = 2

DN Doncaster
1, 4-5, 11-12 = 6
2-3, 6 = 5
7-9, 16-17, 19-20, 37-39 = 2
10, 14, 18, 21-22 = 1
15, 31, 33-34, 36, 40-41 = 3
32, 35 = 4

DT Dorchester
1-3, 5-11 = 1
4 = 2

DY Dudley
1-6, 9 = 3
7, 14 = 1
8, 10-13 = 2

E London E
1-9 = Refer
10-15, 17 = 6
16 = 5
18 = 4

EC London EC
1-4 = Refer

EH Edinburgh
43-46 = 1
26-27, 38-42, 55 = 2
23, 28-37, 47, 49, 51-54 = 3
11-13, 15-22, 24-25, 48 = 4
1-10, 14 = 5

EN Enfield
1, 5-9 = 5
2-4 = 6
10-11 = 3

EX Exeter
1-5, 8, 20, 34 = 2
6-7, 9-19, 21-24, 31-33, 35-39 = 1

FK Falkirk
1-5 = 3
6-10 = 2

FY Blackpool
1, 4, 8 = 4
2, 6 = 2
3, 5, 7 = 3

G Glasgow
1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 = Refer
12, 43-46, 66, 69, 71-78, 81 = 5
60-62, 64, 67-68, 82 = 4
52, 63, 83-84 = 2
65 = 3

GL Gloucester
1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 = 1
2, 3, 6, 12, 14, 16-17, 20, 50, 52 = 2

GU Guildford
1-3, 5-10, 13-17, 19-24, 27, 30-31 = 2
33-34, 46-47, 51 = 2
4, 11, 25, 29, 32, 35 = 3
12, 18, 26, 28 = 1

GY Guernsey
1-9 = 1

HA Harrow
0-2, 4, 7-9 = 5

3, 5-6 = 4

HD Huddersfield
1, 6-9 = 4
2-5 = 5

HG Harrogate
1-2, 5 = 3
3-4 = 2

HP Hemel Hempstead
1-3, 6, 20 = 4
4-5, 7, 10-14, 19, 21 = 3
9, 15-18, 22-23 = 2
27 = 1

HR Hereford
1, 3, 5-6, 8-9 = 1
2, 4, 7 = 2

HS Outer Hebrides
1-9 = 1

HU Hull
1-6, 8-9, 13 = 4
7 = 5
10-11, 14, 16 = 3
12, 15, 17-20 = 2

HX Halifax
1, 3 = 6
2, 4-5, 7 = 5
6 = 3

IG Ilford
1, 11 = Refer
2, 6-8 = 5
3, 9-10 = 6
4-5 = 4

IM Isle of Man
1-9 = 1

IP Ipswich
1-3, 5-23, 26-33 = 1
4, 24-25 = 2

IV Inverness
1-28, 30-32, 36, 40-49, 51-56, 63 = 1

JE Jersey
1-4 = 1

KA Kilmarnock
1-26 = 2
27-30 = 1

KT Kingston-upon-Thames
1, 3, 6, 17, 19 = 5
2, 4-5, 7-12 = 4
13-16, 18, 20-22 = 3
23-24 = 1

KW Kirkwall
1-3, 5-17 = 1

KY Kirkcaldy
1-16 = 2

L Liverpool
1-21 = Refer
22 = 6
23, 29, 34, 38, 40 = 4
24-28, 30, 32-33, 35-36 = 5
31, 37 = 3
39 = 2

LA Lancaster
1,3-4, 14, 19, 22-23 = 2
2, 5-13, 15, 17-18, 20-21 = 1
16 = 3

LD Llandrindod Wells
1-8 = 1

LE Leicester 1-2 = Refer
3-4, 6, 10 = 3
5 = 4
7-9, 11-12, 17-18 = 2
13-16, 65, 67 = 1

LL Llandudno
11-13 = 3
14, 29, 31, 33, 41 = 2
15-28, 30, 32, 34-40, 42-49, 51-78 = 1

LN Lincoln
1, 5-6, 9 = 2
2-4, 7-8, 10-13 = 1

LS Leeds
1-13, 15-16, 19, 26-27 = 6
14, 18, 28 = 5
17, 21-23 = 3
20, 25 = 4
24 = 1
29 = 2

LU Luton
1, 4 = Refer
2-3 = 4
5 = 5
6-7 = 3

M Manchester
1-9, 11-24, 40, 60 = Refer
25-29, 32, 34-35, 38, 43, 45-46 = 6
30-31, 33, 41, 44 = 5

ME Medway
1-2, 4-6, 8-13, 15-17 = 3
3, 7, 14 = 4
18-20 = 2

MK Milton Keynes
1-5, 7, 9-15 = 4
6 = 5
8, 16-17, 19, 40-42 = 3
18 = 2
43-46 = 1

ML Motherwell
1-2, 6, 9 = 4
3-4 = 5
5, 7 = 3
8, 10-11 = 2
12 = 1

N London N
1, 7, 9 = Refer
2, 4-6, 8, 10-11, 13, 15-17, 19, 22 = 6
3, 14, 21 = 4
12, 18, 20 = 5

NE Newcastle-upon-Tyne
1, 4-6, 8 = Refer
2-3, 7, 12, 27-29, 32-33, 36-37, 39 = 6
45 = 1
9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 = 5
13, 22-25, 35, 61-62, 64 = 4
18, 20, 26, 47 = 3
19, 43-44, 46, 48-49, 65-71 = 2

NG Nottingham
1-4, 6-8, 10-12, 16-18 = 3
5, 15 = 4
9, 19-21, 25, 34 = 2
13-14, 22-24, 31-33 = 1

NN Northampton
1-5 = 4
6, 9, 13-16 = 1
7-8, 10-12, 29 = 2
17-18 = 3

NP Newport
4, 16, 18, 26 = 3
7-8 = 1
10-11, 19-20, 44 = 5
12-13, 22-24 = 4
15, 25 = 2

NR Norwich
1-2 = 3
3-4, 6-8, 30-31 = 2
5 = 4
9-29, 32-35 = 1

NW London NW
1-2, 5-6, 8 = Refer
3, 10 = 6
4, 9, 11 = 5
7 = 4

OL Oldham
1-5, 7-9, 15 = 6
6, 16 = Refer
10-14 = 5

OX Oxford
1, 4 = 3
2-3, 6, 10, 16, 25-27, 33, 44 = 2
5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 = 1

PA Paisley
1, 3-4 = Refer
2, 5-8 = 5
9-11 = 4
12-15, 19 = 3
16-20 = 2
21-49, 60-78 = 1

PE Peterborough
1-3, 5, 7, 20, 22 = 3
4, 10, 13-14, 19, 25 = 2
6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 = 1

PH Perth
1-2 = 2
3-26, 30-44, 49-50 = 1

PL Plymouth
1-3 = 3
4-5 = 4
6-7, 9, 20-21 = 2
8, 10-19, 22-35 = 1

PO Portsmouth
1, 3-6, 19 = 3
2, 7-8, 12, 15, 17, 20-21, 30 = 2
9-11, 13-14, 16, 18, 22, 31-41 = 1

PR Preston
1-2, 4 = 3
3 = 1
5-9 = 4

RG Reading
1-2, 4, 21, 30-31, 42 = 3
5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 = 2
23-27 = 1

RH Redhill
1-2, 6-9, 14, 16-18 = 2
3 = 5
4-5, 10, 12-13, 15, 19-20 = 1
11 = 3

RM Romford
1, 6, 9-10, 12 = 6
2-5, 11, 17-18 = 5
7-8, 13-16, 19-20 = 4

S Sheffield
1-3, 5, 7-8 = Refer
4, 9, 11, 13-14, 60-61 = 6
6, 10, 12, 20, 35-36 = 5
17, 21, 25-26, 63, 70-71 = 4
18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 = 3
40, 42, 45 = 2
44 = 1

SA Swansea
1-2, 4, 7 = 5
3, 5-6, 8-13, 15 = 4
14, 16, 34, 40-41, 43-47, 68-69, 72 = 2
17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 = 1

SE London SE
1-2, 4-8, 10-11, 13-19, 21-28 = 6
3, 9, 12, 20 = 5

SG Stevenage
1, 3, 5, 10-12, 15-17, 19 = 2
2, 4, 13-14 = 3
6-9, 18 = 1

SK Stockport
1, 4, 14-16 = 6
2-3, 5-6, 8 = 5
7, 13 = 4
9-12, 17, 22-23 = 2

SL Slough
0-3 = 4
4-6, 8-9 = 3
7 = 2

SM Sutton
1, 5 = 5
2-3 = 4
4, 6 = 5
7 = 3

SN Swindon
1-2, 6-10, 13, 25-26 = 2
3-5, 11, 14-16 = 1
12 = 3

SO Southampton
14-19 = 3
20, 24, 41-43, 50-53 = 1
21-23, 30-32, 40, 45 = 2

SP Salisbury
1-8, 10-11 = 1
9 = 2

SR Sunderland
1-5, 8 = 5
6-7 = 4

SS Southend-on-Sea
0-1, 6, 8, 13, 16 = 3
2-4, 7, 9, 11 = 2
5, 12 = 1
14-15, 17 = 4

ST Stoke-on-Trent
1, 4 = 4
2-3, 5-8 = 3
9, 12-14, 16, 18-21 = 1
10-11, 15, 17 = 2

SW London SW
1, 3-7, 10, 12-20 = 6
2, 8-9, 11 = Refer

SY Shrewsbury
1-2, 4-12, 15-25 = 1
3, 13-14 = 2

TA Taunton
1-4, 6-23 = 1
5, 24 = 2

TD Galashiels
1-5, 7-10, 12-14 = 1
6, 11, 15 = 2

TF Telford
1, 3, 7-8 = 3
2, 5-6, 10 = 2
4 = 4
9, 11-13 = 1

TN Tonbridge
1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31, 34-36, 39-40 = 2
2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 = 1
13 = 4
15, 17, 21, 37 = 3

TQ Torquay
1-2 = 2
3-14 = 1

TR Truro
1-10, 12-17, 19-27 = 1
11, 18 = 2

TS Cleveland
1-2 = Refer
3-4, 6, 10, 20 = 6
5, 7-8, 16-19, 24, 26-29 = 5
9, 14, 22 = 3
11-13, 15, 21, 23, 25 = 4

TW Twickenham
1, 9, 11 = 6
2-3, 6-8, 10, 13-14 = 5
4-5, 12, 15-18 = 4
19-20 = 3

UB Southall
1-3, 9 = 4
4, 6, 10 = 5
5, 7-8 = 6

W London W
1-2, 5-6, 8-9, 12, 14 = 6
3-4, 7, 13 = 5
10-11 = Refer

WA Warrington
1, 4-8 = 3
2 = 2
3, 9-12, 15 = 4
13 = 6
14 = 5
16 = 1

WC London WC
1-2, 99 = 6

WD Watford
1-3, 17-19, 23-25 = 3
4-5 = 2
6-7 = 4

WF Wakefield
1-2, 4, 7-10, 12, 16-17 = 5
3, 11 = 6
5-6, 13-15 = 4

WN Wigan
1-4, 7 = 6
5-6 = 5
8 = 4

WR Worcester
1, 3, 12, 15 = 2
2, 4-11, 13-14 = 1

WS Walsall
1-6, 10 = 4
7, 12-13, 15 = 2
8-9, 11 = 3
14 = 1

WV Wolverhampton
1-2, 12-14 = 4
3-4, 6-8, 11 = 3
5, 9-10, 15-16 = 2

YO York
1, 7-8, 10-11, 16-17, 19, 23-24, 26 = 2
30-32, 41-43, 51 = 2
12-15, 21-22, 25, 60-62 = 1
18 = 3

ZE Lerwick
1-3 = 1

Please note that the above is all to the best of our knowledge and do not accept responsibility for any errors. If however you have some further information to add, or are awar that an area is now an increased or decreased risk area, we are happy to add your comments below.

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Updated on 19th June, 2009

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