What's Different About Credit Cards?
Credit card advice on cheap credit cards, low interest cards and balance transfers.
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Credit Cards are different from other forms of credit in the fact that once you are accepted you are given a credit limit for your card you can then choose if you want to use, or not use the card.
When you use your credit card you are given a number of interest free days, the number of days is dependant on when in the month you make a purchase on your card in comparison to when your credit card statement is produced. When your credit card statement is produced any purchases you have made since your last statement will be included and a date will be stated as to when you need to have made a payment. A minimum payment amount will also be included but be aware that if you choose to only make the minimum payment then the remainder of the balance will actually have interest charged.
You also need to keep in mind that the interest free days only refer to purchases not cash withdrawals as interest is charged immediately on any cash withdrawals you make.
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