Compare UK credit cards including VISA and Mastercard to find the right Card for your credit needs.
Credit Cards
credit cards
Prudent Minds provides information on credit cards to help you choose the best credit card for your personal needs.- The latest news on credit cards keeping you up to date with regulations, security changes and managing credit card debt.
- Reviews of current cards from people that own them.
- Up to the minute offers from credit card companies.
- Interest Rate comparisons including low APR and 0% rates for balance transfers.
- Information on purchase rates, balance transfer periods etc.
- Advice on choosing your next credit card.
| Card | No. Ratings | Rating |
|---|---|---|
| Abbey Blue | 2 |   | 6 |
| Abbey Pink | 3 | | 2.33333 |
| Accucard | 6 | | 8.16667 |
| Alliance & Leicester | 6 | | 2.5 |
| Amazon | 7 | | 4.7142828571429 |
| American Express Blue | 30 | | 6.666673 |
| American Express Centurion Black | 118 | | 7.4321986440678 |
| American Express Gold | 3 | | 6 |
| American Express Platinum | 30 | | 6.33333 |
| American Express Red | 5 | | 9.4 |
| AOL | 3 | | 2.3333333333333 |
| Aqua s | 7 | | 8.7142857142857 |
| Argos Mastercard | 9 | | 5.6666666666667 |
| Arsenal FC | 1 | | 9 |
| ASDA | 14 | | 4.78571 |
| Aspire Visa | 142 | | 2.0774583098592 |
| AT&T Universal | 4 | | 2.25 |
| Bank of America | 3 | | 3.33333 |
| Bank of China | 1 | | 6 |
| Bank One Reward Card | 1 | | 0 |
| Barclaycard Cashback | 1 | | 0 |
| Barclaycard Visa | 40 | | 3.424996 |
| British Airways AMEX | 7 | | 5.85714 |
| Cahoot | 5 | | 4.600002 |
| Capital One Classic | 65 | | 3.2153886153846 |
| Capital One Platinum | 44 | | 2.7727272727273 |
| Cash Plus Prepaid MasterCard | 10 | | 3.399988 |
| Celtic FC | 1 | | 9 |
| Chase Bank Perfect | 18 | | 0.77777788888889 |
| Chelsea FC | 1 | | 9 |
| Citi Classic Plus | 2 | | 0 |
| Citibank Choice Card | 1 | | 0 |
| Citibank Platinum | 10 | | 1.2 |
| Co-operative Affinity Card | 1 | | 9 |
| Co-operative Bank Clear | 2 | | 7 |
| Conran Standard | 1 | | 5 |
| Continental Finance | 41 | | 1.8292704878049 |
| Coutts and Co. | 2 | | 7 |
| Direct Merchants Bank | 6 | | 1.83333 |
| Discover More Card | 1 | | 0 |
| Egg | 59 | | 3.2203352542373 |
| Egg Money | 7 | | 5.7142857142857 |
| England Football | 1 | | 9 |
| England Rugby | 1 | | 9 |
| eScrip Visa | 2 | | 8.5 |
| First Direct | 1 | | 0 |
| First National Bank of Marin | 14 | | 2.0000042857143 |
| Frizzell | 1 | | 7 |
| GM Platinum | 3 | | 1.6666666666667 |
| Goldfish | 24 | | 3.12500625 |
| Halifax One | 35 | | 2.3714245714286 |
| HSBC | 18 | | 1.27778 |
| HSBC Gold | 3 | | 5 |
| HSBC Platinum Card | 7 | | 2.7142871428571 |
| HSBC Premier Card | 3 | | 3 |
| Intelligent Finance | 4 | | 4 |
| Liverpool FC | 1 | | 1 |
| Lloyds TSB Advance Card | 2 | | 3.5 |
| LLoyds TSB Airmiles Duo | 9 | | 0.666667 |
| Lloyds TSB American Express | 1 | | 2 |
| Lloyds TSB Create | 4 | | 7 |
| Lloyds TSB Platinum Card | 6 | | 1.66667 |
| Manchester City FC | 1 | | 9 |
| Manchester United FC | 3 | | 6.6666666666667 |
| Marbles | 12 | | 2.3333333333333 |
| Marks and Spencer & More Card | 30 | | 2.9666666666667 |
| MBNA | 4 | | 0 |
| MBNA Gold Card | 8 | | 2 |
| MBNA Platinum Plus Card | 42 | | 2.9047619047619 |
| Mint Card | 22 | | 3.3181854545455 |
| More Than | 1 | | 10 |
| Morgan Stanley | 53 | | 3.2830232075472 |
| Nationwide BS Classic Card | 1 | | 5 |
| Nationwide Cash Reward | 10 | | 5.7 |
| Natwest Bank Classic Card | 4 | | 6 |
| NatWest Premier Gold Card | 1 | | 5 |
| Optima Platinum | 1 | | 10 |
| Orchard Bank (HSBC) | 23 | | 3.1739086956522 |
| Post Office Classic | 1 | | 8 |
| Post Office Platinum | 3 | | 3.33333 |
| Providian Emerge | 32 | | 0.09375 |
| Royal Bank of Scotland A-Advantage | 1 | | 8 |
| Royal Bank of Scotland Classic | 1 | | 9 |
| Royal Bank of Scotland Platinum | 6 | | 4.16667 |
| RSPCA | 1 | | 10 |
| Ryanair Platinum Plus | 2 | | 7.5 |
| Sainsbury's Bank Platinum | 1 | | 9 |
| Sainsbury's Standard | 3 | | 3.33333 |
| Shell Mastercard (citibank) | 6 | | 3.83333 |
| Shell Visa | 3 | | 8.33333 |
| Sky | 32 | | 4.5937625 |
| SonyCard | 2 | | 2 |
| Tesco | 10 | | 4.5 |
| Texaco | 2 | | 4.5 |
| The GM Platinum | 3 | | 3.33333 |
| Universal Entertainment Mastercard | 1 | | 10 |
| Vanquis Bank | 32 | | 4.46875125 |
| Virgin | 48 | | 2.2916625 |
| Virtual Money Card | 5 | | 8 |
| Visa Signature | 6 | | 8.8333333333333 |
| World Financial Network National Bank | 144 | | 1.0624996875 |
credit cards Headlines
- Credit and debit card spending falls - 13/10/2005 16:11:09
Consumers in the UK reined back spending on cards in September, according to figures from Mastercard.
- Consumers unaware of extra credit card spending - 12/10/2005 12:39:30
Many British consumers underestimate how much they spend on credit cards according to latest figures.
- World Cup credit card spending bonanza expected - 11/10/2005 17:09:30
The English nation could spend an incredible £2 billion in support of the England team in next year's football World Cup in Germany, according to estimate figures.
- Chip and PIN saved UK £36m - 10/10/2005 15:29:21
Chip and PIN technology has saved UK consumers an estimated £36 million, new figures reveal.
- Credit card advice from Myvesta - 06/10/2005 17:55:02
People with multiple credit cards have been advised to set up an order of payment based on their cards' interest rates.
- Look around for the best credit card deal - 05/10/2005 16:57:33
Credit card customers are being urged to look around to get the best deal and potentially save themselves pounds.
- Brits putting Christmas on the plastic - 04/10/2005 13:59:13
Brits are planning on borrowing to cover their Christmas spending a new survey reports.
- Credit card rates on the up - 04/10/2005 16:17:34
A credit card provider has announced it is increasing its interest rates.
- Nationwide launches credit card offers - 03/10/2005 17:19:51
The building society Nationwide has today released details about its new balance transfer and purchase offers for its classic and gold credit cards.
- Clear warning for costly credit card withdrawals - 30/09/2005 14:15:37
Nationwide is working to improve the state of Britain's finances by adding signs to its cash machines.
- Post Office launches credit card - 30/09/2005 17:06:30
The Post Office has entered the credit card field by offering a "two for one" deal, allowing flexibility when paying for large purchases.
- Don’t struggle with dinner-related debts - 29/09/2005 14:04:45
Britons are urged not to run up credit card debts on tips for poor service.
- New credit card rewards careful debtors - 28/09/2005 14:06:45
A credit card that rewards people who pay off their balance each month is being tested.
- Credit card borrowing on the decline - 27/09/2005 15:31:36
The amount of overall credit card debt fell in August, while lending on loans and overdrafts rose, according to figures released today.
- Consumers still reliant on cash and credit cards - 26/09/2005 15:08:07
Despite rising credit card use a new survey has found cash is still king for the UK consumer.