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If you pay on time and do not miss payments you should be eligible for a lower rate than if you pay late or miss payments altogether.
Also when looking for a quick loan, do not apply to multiple loan providers as this will be seen as an attempt to secure lots of credit, even if you only intend to take one of the loans out.
By all means get quotations and consider the various rates on the market but only apply to the company, which after you have completed you research, is offering the best rates.

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Updated on 22nd May, 2009

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