Cities with most home contents insurance claims revealed
New research has revealed that households in London and Nottingham are the most likely to have to claim on their home insurance following a burglary of theft.
According to moneysupermarket.com, those experiencing the highest levels of burglary, as calculated through the volume of home contents insurance claims received by the firm, also include Yorkshire and the rest of the south-east.
The Nottinghamshire town of Arnold came top of the list, with 0.42 per cent of its residents experiencing burglary in the past 12 months, followed by West Brigford in the same county and Leicester, seeing 0.33 per cent and 0.35 per cent needing to make a claim for theft respectively.
Other residents with high risk of burglary include Ellesmere Port in Cheshire, Clapham in London, Roundhay in Leeds and Forest Hill in the south-east of the capital.
Julie Owens, head of home insurance at moneysupermarket.com, commented on the results: "Properties classified as being in a 'high-risk' area ... could mean the price of your insurance premiums will be affected."
"Unfortunately there is no escaping this and to make matters more complicated, there are no hard and fast rules which apply. Most insurers have a blanket approach when it comes to assessing postcode districts for home insurance and this really needs to change," she added.
Money.co.uk recently said that home contents insurance is vital for property owners concerned about thieves breaking into their house.
A spokesperson for the website added: "As well as protecting your personal valuables in the case of a burglary, it will provide reassurance that should the unexpected happen such as a flood or fire, you won’t be completely out of pocket."
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