Home contents insurance customers warned of single article limit
Home insurance customers who do not read the terms and conditions of their policies may not have all their valuable belongings covered.
Lovemoney.com claimed that single article limits, which relates to items worth over a certain amount, usually £1,500 to £2,500, need to be listed on a separate home insurance policy in order to be covered against damage or theft.
Those wanting to include all their valued possessions on one home contents insurance policy can raise their single article limit, however - Hiscox and Axa were cited by the website as providers that offer cover for items up to £15,000.
The site said: "When was the last time you read the small print of your home insurance policy? If the answer is never, then you probably don't realise that, buried in the small print, there's likely to be a clause that puts your most precious - and valuable - belongings at risk."
Home contents insurance provider Halifax recently said that the severe weather seen in the UK over the last few weeks is set to continue and warned its customers to keep their belongings safe from damage.
Northern and western regions are the most at risk from flooding as strong winds and above average rainfall are set to hit residents.
Halifax also advised householders to take the necessary steps to avoid having to make a home insurance claim.
Written by Barbara Wintergreen
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