Britons given key Xmas home insurance information

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Monday, 21 Dec 2009, 5:05pm
Britons given key Xmas home insurance information

A leading insurer has warned Britons about the potential dangers to the home over the Christmas period.

Homeowners must ensure that their properties are fully covered to prevent this year's Christmas celebrations turning into a disaster, it was claimed today (December 21st).

MORETH>N Home Insurance revealed that it witnessed a substantial increase in the number of fire incidents reported by its customers on Christmas Day in 2008.

According to the company, the majority of cases were caused by materials surrounding unattended ovens or candles catching on fire.

As a result, it has urged households to be fully aware of their home insurance information and issued a range of safety tips to help prevent the worst happening.

Anyone planning to burn candles is advised to use a "sturdy holder on a fire-resistant surface", while tinsel and decorations should be kept away from flames or other sources of heat.

Furthermore, the insurer warned about the dangers of overloading electrical sockets and suggested that turning off the Christmas lights before bed is a prudent approach.

"Christmas Day is a time for enjoyment, friends and family," commented Annette Lepper, head of MORETH>N Home Insurance.

"We would encourage homeowners to take a few simple precautions to make sure that you don't let a fire ruin your celebration."

Home security should also be viewed as a crucial aspect of the festive period, particularly in the current economic climate, which is conducive to opportunistic robberies.

Keeping gifts away from the tree and out of sight from the street - and disposing of their packaging sensibly - is a useful way to reduce the possibility of a damaging home insurance claim.

Earlier this month, DirectLine conducted a study which found that 42 per cent of Britons store their Christmas presents in one place.
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