Insurance claims hamper car loan customers

Monday, 18 Jan 2010, 8:08am
Insurance claims hamper car loan customers

Aviva has revealed almost one in four young drivers who have only had paid lessons have suffered an accident that required an insurance claim.

An insurance company has revealed nearly a quarter of young drivers who have only had paid lessons have suffered an accident that required an insurance claim.

According to research by Aviva, a lack of experience amongst car loan customers means they are often at risk of being injured or killed on the roads.

The study claims that male drivers aged between 17 and 21 represent the demographic most at risk of being hurt in a crash.

In addition, the report says that drivers aged 18 are twice as likely to make an insurance claim as drivers aged 50 or above.

The insurance company has attached a portion of blame to parents who have neglected the traditional role of mentoring their children through practice driving lessons.

In fact, more than a quarter of the young drivers in the study stated that they did not have any lessons with their parents, while 33 per cent acknowledged they had less than ten hours' practice with their parents.

Adam Cracknell, of Aviva, said that the report raises questions regarding the sense of allowing inexperienced drivers on the road.

He continued: "Parents have a vital role in ensuring their children gain as much exposure to different driving conditions as possible.

"It's important that mums and dads take this responsibility seriously as our research shows that young drivers who receive additional practice are 17 per cent more likely to pass their test first time.

"Young drivers are particularly at risk of accidents on UK roads."

A recent study by Gocompare.com found that 13 per cent of parents say their children are not driving because of insurance costs.

Written by Kevin Shield
© Copyright

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