Other Forms of Credit

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There are a number of types of credit, not just for car finance and an example of these are:-

Personal Loans
2nd Mortgage or Further Advance
Credit Cards
Secured Loans

But within this range of loan types there are still many options and the interest rates, fees and charges vary dependant on the product and the provider. This is where you really do have to look to do some research to find:-

1) Which will be the best product for you
2) Who is the most appropriate provider
3) What are the best interest rates
4) Who is offering the lowest fees
5) Which charges are the most reasonable

It is really worth the time and effort to gather the information and consider which will be the most cost effective form of credit for you.

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Updated on 22nd May, 2009

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