Postcodes and Insurance Premiums


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You might not realise it, but the postcode of your home may effect what premium you pay for House Insurance and your Car Insurance. The national average for Home Insurance is £169.45 and to give you an example of how your insurance premium can be effected we have provided the following examples.

Home town Stalybridge with the postcode SK15 = £169.42 home insurance premium, rated 949 out of 1659 areas
Home town Stockport with the postcode SK14 = £171.89 home insurance premium, rated 1015 out of 1659 areas
Home town Stockport with the postcode SK16 = £178.46 home insurance premium, rated 1170 out of 1659 areas
Home town Alderley Edge with the postcode SK9 = £184.95 home insurance premium, rated 1299 out of 1659 areas
Home town Oldham with the postcode OL4 = £174.20 home insurance premium, rated 1070 out of 1659 areas
Home town Ashton-Under-Lyne with the postcode OL6 = £178.54 home insurance premium, rated 1176 out of 1659 areas
Home town Ashton-Under-Lyne with the postcode OL7 = £150.68 home insurance premium, rated 372 out of 1659 areas
Home town Oldham with the postcode OL8 = £175.85 home insurance premium, rated 1110 out of 1659 areas
Home town Chester with the postcode CH3 = £140.23 home insurance premium, rated 158 out of 1659 areas
Home town Chester with the postcode CH4 = £160.57 home insurance premium, rated 669 out of 1659 areas
Home town Flintshire with the postcode CH5 = £175.19 home insurance premium, rated 1089 out of 1659 areas

So you can see that even when you live in the same area, if the postcode is different you insurance premiums may be also, so this is always something to keep in mind.

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Updated on 19th June, 2009

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