Trojans, Phishing and Money Mules


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This type of email has even been on social networking sites and looks like it is from a friend. So if you see an email in your inbox which looks to be from a friend, but the title of which does not look right and it contains unusual links. Or an email which looks like it is from a Bank or Building Society which has a link inside it which you are unsure of, don't click it! You can always contact your friend or bank to see if it is from them, or just delete it to be on the safe side.
If you think you may already have opened an email which contained a Trojan you can try to remove it using your anti virus software and notify your bank and card providers if you think that your details will have been read. If you are unsure as to how to remove the Trojan using your anit virus software then contact your software provider to see if they can help.

There is also the risk of phishing, this would normally be in the form of an email which appears to be from your Bank or Building Society and asks you to update information regarding your account or card details. This will not be from your Bank or Building Society, report the email to your Bank, who may even ask that you send a copy to them for their Fraud department to investigate.

Never give out your PIN number or card passwords or security numbers and if someone calls you asking for this information, hang up! Your bank or card provider would never ask for this information and so whoever is on the other end of the phone certainly is not from your bank or card provider.

Becoming a Money Mule is also a risk, and are required as money which has been accessed on an online bank account cannot be transfered overseas. So fraudsters recruit people to have the stolen money transferred to their account and then, that person wires the money from their account overseas, keeping a commission payment for themselves. People are recruited from this type of activity from job adverts such as Finance Manager required, and even are approached via email or contacted due to their CV being online.
It may at first appear that this is a legitimate job and you may even be given a contract to sign, but if you suspect that all may not be as it seems you really do need to report this straight away and not make any transfers as not only are you the easiest person to trace in the fraud you could be involved in a police investigation and your bank account frozen (containing all your money).

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Updated on 15th May, 2009

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