Underwriting Considerations for Life Insurance

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* Age
* Medical History
* Height & Weight
* Smoker or Non Smoker
* Alcohol Consumption
* Lifestyle
* Occupations including if you are a professional sports person
* Pursuits

The amount of money you ask to be covered for may also effect how your policy is accepted as further questions and examinations may be requested for higher amounts of Life Insurance cover.

You will also be financially assessed meaning that unless financially justified you would not be accepted for a large sum insured.

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Updated on 19th May, 2009

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